Amex Gold Card
The best way to earn Amex Membership Rewards points is by using the right card for the right spending category.
Earns 4X points at restaurants worldwide, up to $50,000 per year, then 1X.
Earns 4X points at U.S. supermarkets, up to $25,000 per year, then 1X.
Earns 3X points on flights booked directly with airlines or through Amex Travel.
Earns 1X points on other purchases.
Where should you use Amex points for the best value?
Some of the best partners to check:
✈️ Air France-KLM Flying Blue
✈️ Air Canada Aeroplan
✈️ British Airways Avios
✈️ Virgin Atlantic Flying Club
✈️ Etihad
✈️ Delta SkyMiles
Hotels can work too, especially Hilton, Marriott, and Choice, but flights usually give better value.
Chase Sapphire Preferred
The best way to earn Chase Ultimate Rewards points is by using the right card for the right spending category.
With the Chase Sapphire Preferred, you can earn:
✈️ 5X points on travel booked through Chase Travel
🍽️ 3X points on dining worldwide
🛒 3X points on online grocery purchases
📺 3X points on select streaming services
🌍 2X points on other travel purchases
💳 1X points on other purchases
Starting June 15, 2026, Chase is also adding:
⛽ 3X points on gas and EV charging
🏡 3X points on vacation rentals at top brands like Airbnb and Vrbo
Where should you use Chase Ultimate Rewards points for the best value?
Some of the best transfer partners to check:
✈️ Air France-KLM Flying Blue
✈️ Air Canada Aeroplan
✈️ British Airways Avios
✈️ Virgin Atlantic Flying Club
✈️ Emirates Skywards
✈️ Singapore Airlines KrisFlyer
✈️ United MileagePlus
✈️ Southwest Rapid Rewards
More details on transfer Partner!
My rule: never transfer points until you find award availability and are ready to book.